Return to player
96.1%
Min bet size
0.10
Game type
Video Slots
Variance
High
Reels
5
Progressive Jackpot
No
Popularity
Max bet size
20
Game provider
Relax Gaming
Bonus Features
Yes
Paylines
40
Theme
Wild West
Money Train 5 online slot game
Relax Gaming has a soft spot for trains, and they're not ready to leave the station just yet. Money Train 5 rolls out in September 2026, and this time the studio goes back to the classic 5x4 grid with 40 paylines that players enjoyed in the first 3 online slots.
The setting is still that apocalyptic future the series is known for, and your job hasn't changed either: trigger the free spins round. Once you're in you move from station to station chasing the biggest multiplier you can grab.
Money Train 5 Slot Overview
| Provider | Relax Gaming |
|---|---|
| Release Date | September 2026 |
| RTP | 96.10% |
| Volatility | High |
| Maximum Win | 50,000x (Standard) / 100,000x (Ultra Mode) |
| Structure / Ways to Win | 5x4 grid with 40 fixed lines |
| Bet Range | 0.10 EUR to 20 EUR |
Theme and First Impressions
The series has already taken us through the Wild West and a post-apocalyptic future. Money Train 5 sticks with the end of the world, but this time there's a radioactive twist.
We really liked the little touch of the crosshairs locking onto the grid right before the nuclear missiles drop. And the sound design is pure Money Train, we mean that heavy and rhythmic clatter.
This slot doesn't reinvent the wheel, and for fans of the series, it's a welcome return. It may not have the first-glance "wow" factor that Money Train 4 had, but that's a small gripe.
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How Money Train 5 Plays – Base Game
Money Train 5 drops the scatter pays of its predecessor and goes back to a 5-reel, 4-row setup with 40 fixed lines. Wins form by landing matching symbols from left to right, starting on the first reel, and payouts from multiple winning lines get added together.
Here is the paytable for a 1 EUR bet:
| Symbol | 5 Matches | 4 Matches | 3 Matches |
|---|---|---|---|
 | 20.00x | 4.00x | 0.80x |
 | 20.00x | 4.00x | 0.80x |
 | 10.00x | 3.00x | 0.50x |
 | 9.00x | 2.50x | 0.50x |
 | 8.00x | 2.00x | 0.50x |
 | 5.00x | 1.00x | 0.20x |
 | 4.00x | 1.00x | 0.20x |
 | 3.50x | 0.70x | 0.20x |
 | 3.00x | 0.70x | 0.20x |
Money Train 5 Bonus Features
Relax Gaming has put together the most layered bonus system in the franchise's history. Because of the station-based progression, you need to last a good number of spins before the strongest modifiers show up.
Nuclear Wild
Locking onto the screen, a crosshair can target up to 5 reels on any spin and place nuclear bombs on them. If those bombs form part of a winning combination, they detonate and expand, turning the entire reel into a nuclear wild.
During our 250-spin test, this feature triggered 4 times. On one of those, it covered reels 1 and 3 and paid us 88.30x. Who said the nuclear apocalypse had to be boring?
Free Spins Bonus Round
Land 3 or more bonus symbols anywhere and you'll kick off a Hold and Win-style free spins round. You get 3 spins, and any new symbol that lands resets the counter back to 3.
The round begins on a 5x4 grid at Station 0. Ticket symbols push the reels leftward, and the ticket's value decides how many steps they move. Every reel that slides off the left side of the screen adds its total value to your winnings and moves the train up one station.
As you progress through the stations, you get upgrades:
| Station | Feature unlocked |
|---|---|
| Station 5 | Persistent symbols can begin to land and apply their effect on every spin |
| Station 10 | An extra row is added, expanding the grid to 5x5 |
| Station 15 | Bomber and Pyromancer modifiers are activated |
| Station 20 | Permanent Payer becomes available and activated |
In the Hold and Win round, you'll see the basic Bonus symbol, which reveals a prize from 1x to 10x your bet, along with several other helpful characters:
- Payer: Reveals a value and adds it to all other visible symbols.
- Collector: Gathers all visible values and adds them to its own.
- Collector Payer: Targets 3 to 5 symbols, adds their values to its own, then pays its new total value to each target.
- Sniper: Doubles the values of 3 to 8 symbols and can hit the same target multiple times.
- Necromancer: Revives one or two previously used non-persistent special symbols, allowing them to act again.
- Arms Dealer: Converts 1 to 4 regular bonus symbols into special symbols, each of which performs its action instantly.
- Absorber: Collects all regular bonus symbols and removes them from the reels.
- Ticket Master: Adds the total accumulated prize to all other visible symbols and always applies a ticket with a value of 1.
- Bomber: Multiplies all visible values by x2, x3, x4, or x5.
- Pyromancer: Burns a fixed Hot Zone on the train. Special symbols with persistent versions that land in the zone become persistent. Any bonus value landing in or dragged into the zone is doubled.
Permanent versions of the Collector, Payer, Sniper, Collector Payer, Necromancer, Arms Dealer and Bomber can also appear. In their persistent form, they reactivate their effect on every spin for the rest of the round.
And if the Ticket Master is part of the triggering spin, the train starts at Station 15 in what the game calls "Super Free Spins".
Phew, sounds like a lot? It's really not that complex. You trigger the free spins, the ticket symbols move you through the stations, and reaching certain stations gets you upgrades for your prizes.
Enhanced Spin and Bonus Reels
The Enhanced Spin option raises your bet by 50% and, in return, more than doubles your chance of triggering free spins. There's also an Ultra version that works the same way but targets the Ultra Free Spins.
The Bonus Reels option gives you spins where all regular paying symbols are removed, so only bonus symbols can land. That costs 10x your bet for the standard version and 25x for the Ultra version, which targets the Ultra and Ultra Super bonuses.
Buy Feature
The buy menu (Supercharge) offers the following options:
| Free spins mode | Cost | Starting point | Key features |
|---|---|---|---|
| Free Spins | 100x bet | Station 0 | Regular bonus |
| Ultra Free Spins | 250x bet | Station 0 | Ultra paytable, max win up to 100,000x |
| Super Free Spins | 500x bet | Station 15 | Bomber and Pyromancer active |
| Ultra Super Free Spins | 2,000x bet | Station 15 | Ultra mode, max win up to 100,000x |
Since the free spins refused to show up naturally for us, we used our funds to buy the regular Free Spins 3 times. Our returns were 63x, 40x and 60x. Nothing to write home about, but that was just our session.
What to Expect When Playing Money Train 5
We played 250 spins at 1 EUR on a desktop using the PlayCasino demo to get a feel for the game.
Spinning through the base game, the dry spells can stretch for 10 -15 spins before anything happens. Our balance slowly but steadily ticked down, only getting some breathing room when a decent win landed.
Since the free spins were hard to come by naturally, we ended up buying the feature 3 times, with our best return being 63x.
The nuclear wilds did trigger on their own 4 times in our test, with the first showing up around spin 66. That feature gave us our session's biggest win of 88.30x, thanks to missiles on reels 1 and 3.
Win Potential and Volatility
The 50,000x win cap in standard mode might look a bit low if you're used to the 150,000x from the fourth installment or the 100,000x from the third.
To be fair, most high-volatility slots sit somewhere in the 20,000x to 50,000x range. And if you're chasing a bigger prize, there's always Ultra Mode with its 100,000x potential.
The RTP is 96.10%, which is about average for the industry and in line with the previous two games, though just a hair under Money Train 2's 96.40%.
Volatility is rated high. In our experience, a session meant a slow drain on the balance while we waited for the nuclear wilds or the bonus round to turn things around. We started our test with 5,000 EUR and ended with 4,907.30 EUR, which lines up with that feeling, at least for us.
Mobile Performance
We split our test between PC and mobile, and it's clear that Relax Gaming knows its way around the mobile format. The game loaded instantly and ran smoothly whether we held the phone upright or sideways, without a single hitch. The only minor drawback is that the information section can feel a bit crowded on a smaller screen.
How Money Train 5 Compares
Looking at the lineup side by side, Relax Gaming has tried to offer something new each time instead of just making the same formula bigger.
| Game | Provider | Volatility | Max Win | Special Features |
|---|---|---|---|---|
| Money Train 3 | Relax Gaming | Medium / High | 100,000x the bet | Respins, Money Cart Bonus (with persistent symbols) and Bonus Buy. |
| Money Train 4 | Relax Gaming | High | 150,000x the bet | Scatter pays, Respins, expanded Money Cart Bonus and Bonus Buy. |
| Money Train 5 | Relax Gaming | High | 50,000x (Standard) / 100,000x (Ultra) | Nuclear wilds, Free spins with stations, Bonus Reels and Bonus Buy. |
Money Train 4 remains the pick if you're chasing the absolute biggest win, while Money Train 3 sits in a comfortable middle spot with classic paylines and a still-massive prize cap. Money Train 5 scales back the max win a bit to deliver the most involved progression system in the series with its station mechanic.
Verdict – Is Money Train 5 Worth Playing?
The best part of Money Train 5 is the station-based bonus system, which does a good job of reinventing the series. However, it often felt like the game was nudging us toward the bonus buy when we didn't want to wait a long time for the feature to trigger.
Relax Gaming has returned to the payline structure of the first 3 games but has packed nearly all of the game's potential into a demanding feature buy menu.
Because of that, the player who'll get the most out of it is a series veteran who has squeezed everything out of the previous titles and now wants a bonus mechanic with more layers to it.
- Play this if: You're a big fan of the series and want to try out a new mechanic like the station system.
- Better skip it if: You get annoyed when the base game tightens up and goes a long stretch without paying.
- Bankroll minimum: 150 EUR.
James is a casino games expert on the Playcasino.com editorial team. With many years of professional experience at a leading casino game development company and a passion for playing casino games, James has become a true expert in slots, blackjack, roulette, baccarat, and other games.
James uses this expertise to provide reliable, insider advice through his reviews and guides, breaking down the game rules and offering tips to help you win more often. Rely on James's extensive experience for expert advice on your casino play.
